Call reports 2005
CONWAY NATIONAL BANK, THE — 2005
What CONWAY NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 694,563,000 | 721,033,000 | 764,535,000 | 792,203,000 |
| Total loans | 430,778,000 | 451,732,000 | 479,225,000 | 503,926,000 |
| Allowance for loan losses | 5,339,000 | 5,602,000 | 5,790,000 | 5,918,000 |
| Securities available for sale | 193,068,000 | 192,445,000 | 184,880,000 | 176,364,000 |
| Securities held to maturity | 4,299,000 | 4,300,000 | 4,120,000 | 4,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,340,000 | 619,557,000 | 652,945,000 | 674,786,000 |
| Interest-bearing deposits | 464,263,000 | 481,480,000 | 505,523,000 | 532,131,000 |
| Noninterest-bearing deposits | 131,077,000 | 138,077,000 | 147,422,000 | 142,655,000 |
| Equity capital | 64,026,000 | 66,770,000 | 69,194,000 | 66,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,785,000 | 18,187,000 | 28,429,000 | 38,939,000 |
| Interest expense | 2,005,000 | 4,378,000 | 7,266,000 | 10,459,000 |
| Net interest income | 6,780,000 | 13,809,000 | 21,163,000 | 28,480,000 |
| Noninterest income | 1,446,000 | 3,125,000 | 4,923,000 | 6,534,000 |
| Noninterest expense | 4,598,000 | 9,389,000 | 14,241,000 | 19,502,000 |
| Provision for loan losses | 285,000 | 535,000 | 800,000 | 1,275,000 |
| Pretax income | 3,345,000 | 7,012,000 | 11,047,000 | 14,239,000 |
| Income tax | 1,064,000 | 2,246,000 | 3,552,000 | 4,701,000 |
| Net income | 2,281,000 | 4,766,000 | 7,495,000 | 9,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,962,000 | 67,448,000 | 70,177,000 | 68,543,000 |
| Total capital | 70,301,000 | 73,050,000 | 75,967,000 | 74,461,000 |
| Risk-weighted assets | 451,964,000 | 470,802,000 | 499,245,000 | 521,659,000 |