Call reports 2004
CONWAY NATIONAL BANK, THE — 2004
What CONWAY NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 642,633,000 | 662,323,000 | 680,356,000 | 671,532,000 |
| Total loans | 376,718,000 | 390,303,000 | 395,006,000 | 406,983,000 |
| Allowance for loan losses | 4,706,000 | 4,861,000 | 4,888,000 | 5,104,000 |
| Securities available for sale | 180,276,000 | 189,133,000 | 198,486,000 | 209,993,000 |
| Securities held to maturity | 7,440,000 | 5,440,000 | 5,150,000 | 4,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,254,000 | 566,853,000 | 577,075,000 | 567,848,000 |
| Interest-bearing deposits | 433,245,000 | 441,027,000 | 445,509,000 | 441,784,000 |
| Noninterest-bearing deposits | 115,009,000 | 125,826,000 | 131,566,000 | 126,064,000 |
| Equity capital | 62,865,000 | 61,693,000 | 65,807,000 | 63,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,636,000 | 15,479,000 | 23,670,000 | 32,197,000 |
| Interest expense | 1,619,000 | 3,269,000 | 5,043,000 | 6,938,000 |
| Net interest income | 6,017,000 | 12,210,000 | 18,627,000 | 25,259,000 |
| Noninterest income | 1,354,000 | 2,980,000 | 4,786,000 | 6,350,000 |
| Noninterest expense | 4,194,000 | 8,616,000 | 13,121,000 | 18,228,000 |
| Provision for loan losses | 235,000 | 445,000 | 760,000 | 1,155,000 |
| Pretax income | 2,942,000 | 6,129,000 | 9,532,000 | 12,226,000 |
| Income tax | 894,000 | 2,034,000 | 2,969,000 | 3,889,000 |
| Net income | 2,048,000 | 4,095,000 | 6,563,000 | 8,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,779,000 | 61,826,000 | 64,294,000 | 62,682,000 |
| Total capital | 64,485,000 | 66,687,000 | 69,182,000 | 67,786,000 |
| Risk-weighted assets | 397,668,000 | 413,426,000 | 418,673,000 | 427,018,000 |