Call reports 2003
CONWAY NATIONAL BANK, THE — 2003
What CONWAY NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 573,619,000 | 606,699,000 | 615,773,000 | 598,659,000 |
| Total loans | 343,686,000 | 350,691,000 | 343,210,000 | 362,034,000 |
| Allowance for loan losses | 4,377,000 | 4,564,000 | 4,498,000 | 4,524,000 |
| Securities available for sale | 156,656,000 | 164,049,000 | 188,292,000 | 182,210,000 |
| Securities held to maturity | 9,488,000 | 9,243,000 | 8,962,000 | 8,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,581,000 | 506,871,000 | 516,660,000 | 508,924,000 |
| Interest-bearing deposits | 382,711,000 | 393,590,000 | 405,842,000 | 401,432,000 |
| Noninterest-bearing deposits | 97,870,000 | 113,281,000 | 110,818,000 | 107,492,000 |
| Equity capital | 59,170,000 | 61,557,000 | 62,255,000 | 60,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,586,000 | 15,260,000 | 22,820,000 | 30,437,000 |
| Interest expense | 1,969,000 | 3,837,000 | 5,587,000 | 7,225,000 |
| Net interest income | 5,617,000 | 11,423,000 | 17,233,000 | 23,212,000 |
| Noninterest income | 1,315,000 | 2,809,000 | 4,471,000 | 5,994,000 |
| Noninterest expense | 4,043,000 | 8,201,000 | 12,302,000 | 17,222,000 |
| Provision for loan losses | 280,000 | 500,000 | 750,000 | 960,000 |
| Pretax income | 2,763,000 | 5,685,000 | 8,806,000 | 11,178,000 |
| Income tax | 816,000 | 1,730,000 | 2,732,000 | 3,459,000 |
| Net income | 1,947,000 | 3,955,000 | 6,074,000 | 7,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,056,000 | 57,065,000 | 59,184,000 | 57,731,000 |
| Total capital | 59,433,000 | 61,629,000 | 63,682,000 | 62,255,000 |
| Risk-weighted assets | 359,119,000 | 370,854,000 | 368,618,000 | 377,456,000 |