Call reports 2002
CONWAY NATIONAL BANK, THE — 2002
What CONWAY NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 537,983,000 | 562,024,000 | 564,746,000 | 568,447,000 |
| Total loans | 303,728,000 | 307,925,000 | 314,031,000 | 325,622,000 |
| Allowance for loan losses | 3,885,000 | 3,984,000 | 4,109,000 | 4,155,000 |
| Securities available for sale | 139,347,000 | 167,711,000 | 179,904,000 | 165,914,000 |
| Securities held to maturity | 20,259,000 | 17,254,000 | 14,069,000 | 13,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,437,000 | 466,643,000 | 470,218,000 | 474,028,000 |
| Interest-bearing deposits | 359,440,000 | 369,831,000 | 369,968,000 | 373,843,000 |
| Noninterest-bearing deposits | 89,997,000 | 96,812,000 | 100,250,000 | 100,185,000 |
| Equity capital | 51,109,000 | 55,320,000 | 58,814,000 | 57,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,648,000 | 15,520,000 | 23,556,000 | 31,302,000 |
| Interest expense | 2,346,000 | 4,661,000 | 6,964,000 | 9,069,000 |
| Net interest income | 5,302,000 | 10,859,000 | 16,592,000 | 22,233,000 |
| Noninterest income | 1,169,000 | 2,469,000 | 3,925,000 | 5,323,000 |
| Noninterest expense | 3,680,000 | 7,425,000 | 11,339,000 | 16,143,000 |
| Provision for loan losses | 275,000 | 490,000 | 760,000 | 985,000 |
| Pretax income | 2,699,000 | 5,596,000 | 8,601,000 | 10,611,000 |
| Income tax | 800,000 | 1,689,000 | 2,665,000 | 3,375,000 |
| Net income | 1,899,000 | 3,907,000 | 5,936,000 | 7,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,675,000 | 52,683,000 | 54,713,000 | 53,109,000 |
| Total capital | 54,560,000 | 56,667,000 | 58,822,000 | 57,264,000 |
| Risk-weighted assets | 336,076,000 | 332,242,000 | 337,377,000 | 344,744,000 |