Call reports 2018
RELIANCE BANK — 2018
What RELIANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,431,428,000 | 1,491,970,000 | 1,513,324,000 | 1,534,315,000 |
| Total loans | 1,021,372,000 | 1,066,476,000 | 1,098,314,000 | 1,120,345,000 |
| Allowance for loan losses | 11,357,000 | 11,199,000 | 11,169,000 | 10,834,000 |
| Securities available for sale | 286,791,000 | 297,714,000 | 287,601,000 | 286,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,120,437,000 | 1,170,845,000 | 1,185,771,000 | 1,217,570,000 |
| Interest-bearing deposits | 990,226,000 | 1,023,680,000 | 1,036,486,000 | 1,083,133,000 |
| Noninterest-bearing deposits | 130,211,000 | 147,165,000 | 149,285,000 | 134,437,000 |
| Equity capital | 154,136,000 | 152,940,000 | 155,202,000 | 162,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,109,000 | 24,992,000 | 38,495,000 | 52,581,000 |
| Interest expense | 2,889,000 | 6,208,000 | 10,000,000 | 14,336,000 |
| Net interest income | 9,220,000 | 18,784,000 | 28,495,000 | 38,245,000 |
| Noninterest income | 892,000 | 1,772,000 | 2,687,000 | 3,584,000 |
| Noninterest expense | 5,846,000 | 11,412,000 | 16,954,000 | 22,977,000 |
| Provision for loan losses | -410,000 | -510,000 | -570,000 | -730,000 |
| Pretax income | 4,676,000 | 9,654,000 | 14,798,000 | 19,582,000 |
| Income tax | 789,000 | 1,736,000 | 2,702,000 | 3,581,000 |
| Net income | 3,887,000 | 7,918,000 | 12,096,000 | 16,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,663,000 | 152,365,000 | 157,319,000 | 161,826,000 |
| Total capital | 162,020,000 | 163,564,000 | 168,488,000 | 172,660,000 |
| Risk-weighted assets | 1,269,987,000 | 1,313,772,000 | 1,339,104,000 | 1,359,437,000 |