Call reports 2017
RELIANCE BANK — 2017
What RELIANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,343,048,000 | 1,374,393,000 | 1,410,117,000 | 1,412,010,000 |
| Total loans | 893,749,000 | 930,095,000 | 970,807,000 | 990,689,000 |
| Allowance for loan losses | 12,218,000 | 12,007,000 | 11,821,000 | 11,613,000 |
| Securities available for sale | 302,228,000 | 305,862,000 | 299,914,000 | 291,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,109,275,000 | 1,058,626,000 | 1,075,539,000 | 1,096,600,000 |
| Interest-bearing deposits | 992,314,000 | 936,569,000 | 944,094,000 | 962,435,000 |
| Noninterest-bearing deposits | 116,961,000 | 122,057,000 | 131,446,000 | 134,165,000 |
| Equity capital | 161,352,000 | 161,095,000 | 164,975,000 | 157,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,303,000 | 21,308,000 | 32,783,000 | 44,539,000 |
| Interest expense | 2,006,000 | 4,192,000 | 6,605,000 | 9,228,000 |
| Net interest income | 8,297,000 | 17,116,000 | 26,178,000 | 35,311,000 |
| Noninterest income | 852,000 | 1,797,000 | 2,786,000 | 3,686,000 |
| Noninterest expense | 5,228,000 | 10,813,000 | 16,361,000 | 22,105,000 |
| Provision for loan losses | -250,000 | -608,000 | -858,000 | -858,000 |
| Pretax income | 4,171,000 | 8,708,000 | 13,461,000 | 17,750,000 |
| Income tax | 1,120,000 | 2,319,000 | 3,494,000 | 14,748,000 |
| Net income | 3,051,000 | 6,389,000 | 9,967,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,232,000 | 142,108,000 | 146,716,000 | 149,257,000 |
| Total capital | 154,450,000 | 154,115,000 | 158,537,000 | 160,870,000 |
| Risk-weighted assets | 1,141,175,000 | 1,171,103,000 | 1,225,812,000 | 1,238,402,000 |