Call report 2004Q4
RELIANCE BANK — 2004Q4
The 22 measures RELIANCE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 410,136,000 | USD | evidence → |
| Total loans | 273,817,000 | USD | evidence → |
| Allowance for loan losses | 2,803,000 | USD | evidence → |
| Securities available for sale | 116,609,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 319,448,000 | USD | evidence → |
| Interest-bearing deposits | 298,486,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,962,000 | USD | evidence → |
| Equity capital | 51,324,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,401,000 | USD | evidence → |
| Interest expense | 6,677,000 | USD | evidence → |
| Net interest income | 8,724,000 | USD | evidence → |
| Noninterest income | 326,000 | USD | evidence → |
| Noninterest expense | 6,345,000 | USD | evidence → |
| Provision for loan losses | 955,000 | USD | evidence → |
| Pretax income | 2,035,000 | USD | evidence → |
| Income tax | 614,000 | USD | evidence → |
| Net income | 1,421,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,531,000 | USD | evidence → |
| Total capital | 54,334,000 | USD | evidence → |
| Risk-weighted assets | 317,071,000 | USD | evidence → |