Call reports 2016
YADKIN BANK — 2016
What YADKIN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 7,419,334,000 | 7,452,883,000 | 7,348,163,000 | 7,213,778,000 |
| Total loans | 5,262,572,000 | 5,408,281,000 | 5,339,273,000 | 5,236,287,000 |
| Allowance for loan losses | 10,231,000 | 11,633,000 | 12,142,000 | 13,990,000 |
| Securities available for sale | 1,102,940,000 | 1,036,905,000 | 964,820,000 | 990,222,000 |
| Securities held to maturity | 39,071,000 | 38,959,000 | 38,847,000 | 38,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,356,965,000 | 5,342,398,000 | 5,314,183,000 | 5,221,036,000 |
| Interest-bearing deposits | 4,198,584,000 | 4,182,079,000 | 4,135,850,000 | 4,056,313,000 |
| Noninterest-bearing deposits | 1,158,381,000 | 1,160,319,000 | 1,178,333,000 | 1,164,723,000 |
| Equity capital | 1,071,411,000 | 1,092,658,000 | 1,103,159,000 | 1,107,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 54,235,000 | 125,935,000 | 198,678,000 | 269,049,000 |
| Interest expense | 4,785,000 | 11,130,000 | 17,928,000 | 24,741,000 |
| Net interest income | 49,450,000 | 114,805,000 | 180,750,000 | 244,308,000 |
| Noninterest income | 12,288,000 | 30,132,000 | 48,461,000 | 62,939,000 |
| Noninterest expense | 45,778,000 | 98,126,000 | 150,837,000 | 201,526,000 |
| Provision for loan losses | 1,875,000 | 4,173,000 | 7,170,000 | 10,643,000 |
| Pretax income | 14,215,000 | 42,832,000 | 71,398,000 | 94,642,000 |
| Income tax | 5,444,000 | 15,362,000 | 26,440,000 | 34,656,000 |
| Net income | 8,771,000 | 27,470,000 | 44,958,000 | 59,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 669,544,000 | 689,785,000 | 706,438,000 | 725,913,000 |
| Total capital | 683,909,000 | 705,471,000 | 722,585,000 | 742,418,000 |
| Risk-weighted assets | 6,086,250,000 | 6,158,067,000 | 6,089,664,000 | 5,981,224,000 |