Call reports 2015
YADKIN BANK — 2015
What YADKIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,261,863,000 | 4,321,791,000 | 4,356,941,000 | 4,470,257,000 |
| Total loans | 2,946,181,000 | 2,994,393,000 | 3,017,741,000 | 3,123,831,000 |
| Allowance for loan losses | 8,284,000 | 8,358,000 | 9,000,000 | 9,769,000 |
| Securities available for sale | 657,151,000 | 648,347,000 | 712,865,000 | 688,508,000 |
| Securities held to maturity | 39,511,000 | 39,402,000 | 39,292,000 | 39,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,209,738,000 | 3,245,967,000 | 3,249,200,000 | 3,315,362,000 |
| Interest-bearing deposits | 2,553,842,000 | 2,545,442,000 | 2,516,842,000 | 2,566,244,000 |
| Noninterest-bearing deposits | 655,896,000 | 700,525,000 | 732,358,000 | 749,118,000 |
| Equity capital | 625,739,000 | 604,426,000 | 613,809,000 | 617,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 43,858,000 | 88,082,000 | 132,407,000 | 178,754,000 |
| Interest expense | 3,494,000 | 7,222,000 | 11,041,000 | 14,830,000 |
| Net interest income | 40,364,000 | 80,860,000 | 121,366,000 | 163,924,000 |
| Noninterest income | 8,631,000 | 21,150,000 | 32,960,000 | 44,121,000 |
| Noninterest expense | 30,716,000 | 64,774,000 | 94,581,000 | 126,168,000 |
| Provision for loan losses | 961,000 | 1,955,000 | 3,531,000 | 6,245,000 |
| Pretax income | 17,318,000 | 35,363,000 | 56,296,000 | 75,628,000 |
| Income tax | 6,274,000 | 12,793,000 | 21,114,000 | 27,739,000 |
| Net income | 11,044,000 | 22,570,000 | 35,182,000 | 47,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 428,530,000 | 413,999,000 | 426,966,000 | 434,707,000 |
| Total capital | 441,549,000 | 428,069,000 | 441,518,000 | 447,945,000 |
| Risk-weighted assets | 3,579,077,000 | 3,589,550,000 | 3,667,177,000 | 3,734,699,000 |