Call reports 2014
YADKIN BANK — 2014
What YADKIN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,810,340,000 | 1,819,827,000 | 4,181,190,000 | 4,260,974,000 |
| Total loans | 1,389,660,000 | 1,435,565,000 | 2,854,279,000 | 2,918,471,000 |
| Allowance for loan losses | 16,522,000 | 16,449,000 | 7,641,000 | 7,817,000 |
| Securities available for sale | 265,954,000 | 258,007,000 | 693,424,000 | 670,853,000 |
| Securities held to maturity | 0 | 0 | 39,728,000 | 39,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,526,652,000 | 1,509,877,000 | 3,186,473,000 | 3,250,190,000 |
| Interest-bearing deposits | 1,237,888,000 | 1,212,720,000 | 2,527,385,000 | 2,566,978,000 |
| Noninterest-bearing deposits | 288,764,000 | 297,158,000 | 659,088,000 | 683,212,000 |
| Equity capital | 220,572,000 | 226,528,000 | 607,090,000 | 614,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,676,000 | 37,207,000 | 89,211,000 | 134,409,000 |
| Interest expense | 1,882,000 | 3,697,000 | 6,625,000 | 9,914,000 |
| Net interest income | 16,794,000 | 33,510,000 | 82,586,000 | 124,495,000 |
| Noninterest income | 4,164,000 | 8,441,000 | 18,645,000 | 28,178,000 |
| Noninterest expense | 15,761,000 | 30,492,000 | 84,283,000 | 117,772,000 |
| Provision for loan losses | -460,000 | -1,351,000 | 2,570,000 | 3,413,000 |
| Pretax income | 6,785,000 | 13,941,000 | 14,500,000 | 31,614,000 |
| Income tax | 2,659,000 | 5,217,000 | 5,878,000 | 11,696,000 |
| Net income | 4,126,000 | 8,724,000 | 8,622,000 | 19,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,003,000 | 215,674,000 | 395,319,000 | 407,300,000 |
| Total capital | 225,635,000 | 232,233,000 | 409,315,000 | 419,875,000 |
| Risk-weighted assets | 1,522,161,000 | 1,564,385,000 | 3,336,462,000 | 3,445,919,000 |