Call reports 2013
YADKIN BANK — 2013
What YADKIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,844,387,000 | 1,800,093,000 | 1,810,973,000 | 1,803,074,000 |
| Total loans | 1,322,724,000 | 1,337,307,000 | 1,346,069,000 | 1,377,658,000 |
| Allowance for loan losses | 24,492,000 | 22,924,000 | 21,014,000 | 18,063,000 |
| Securities available for sale | 380,775,000 | 330,289,000 | 327,585,000 | 287,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,565,689,000 | 1,526,120,000 | 1,493,738,000 | 1,520,312,000 |
| Interest-bearing deposits | 1,304,271,000 | 1,270,479,000 | 1,224,385,000 | 1,250,827,000 |
| Noninterest-bearing deposits | 261,418,000 | 255,641,000 | 269,353,000 | 269,485,000 |
| Equity capital | 204,289,000 | 204,846,000 | 209,456,000 | 215,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 18,298,000 | 36,912,000 | 55,594,000 | 74,537,000 |
| Interest expense | 3,036,000 | 5,380,000 | 7,526,000 | 9,494,000 |
| Net interest income | 15,262,000 | 31,532,000 | 48,068,000 | 65,043,000 |
| Noninterest income | 6,651,000 | 12,920,000 | 19,105,000 | 23,391,000 |
| Noninterest expense | 14,210,000 | 29,189,000 | 44,546,000 | 58,523,000 |
| Provision for loan losses | 237,000 | 292,000 | 332,000 | -2,685,000 |
| Pretax income | 7,470,000 | 15,247,000 | 22,824,000 | 30,241,000 |
| Income tax | 2,608,000 | 5,206,000 | 7,822,000 | 10,401,000 |
| Net income | 4,862,000 | 10,041,000 | 15,002,000 | 19,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,528,000 | 185,183,000 | 193,158,000 | 200,912,000 |
| Total capital | 199,052,000 | 203,775,000 | 211,881,000 | 219,091,000 |
| Risk-weighted assets | 1,475,761,000 | 1,482,899,000 | 1,495,380,000 | 1,520,415,000 |