Call reports 2012
YADKIN BANK — 2012
What YADKIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,974,366,000 | 1,943,083,000 | 1,918,163,000 | 1,922,082,000 |
| Total loans | 1,408,422,000 | 1,397,249,000 | 1,383,634,000 | 1,337,182,000 |
| Allowance for loan losses | 30,062,000 | 28,798,000 | 27,231,000 | 25,149,000 |
| Securities available for sale | 360,474,000 | 339,406,000 | 310,378,000 | 343,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,717,629,000 | 1,685,401,000 | 1,653,279,000 | 1,636,873,000 |
| Interest-bearing deposits | 1,475,403,000 | 1,434,393,000 | 1,395,058,000 | 1,357,766,000 |
| Noninterest-bearing deposits | 242,226,000 | 251,007,000 | 258,221,000 | 279,108,000 |
| Equity capital | 173,375,000 | 185,281,000 | 186,774,000 | 199,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 20,974,000 | 40,779,000 | 60,244,000 | 79,064,000 |
| Interest expense | 4,830,000 | 9,280,000 | 13,339,000 | 17,034,000 |
| Net interest income | 16,144,000 | 31,499,000 | 46,905,000 | 62,030,000 |
| Noninterest income | 3,349,000 | 4,467,000 | 6,691,000 | -478,000 |
| Noninterest expense | 13,474,000 | 26,202,000 | 39,902,000 | 54,566,000 |
| Provision for loan losses | 2,350,000 | 4,569,000 | 8,820,000 | 40,374,000 |
| Pretax income | 3,669,000 | 5,495,000 | 6,522,000 | -31,644,000 |
| Income tax | 0 | -9,383,000 | -9,329,000 | -23,960,000 |
| Net income | 3,669,000 | 14,878,000 | 15,851,000 | -7,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,641,000 | 165,645,000 | 167,955,000 | 171,505,000 |
| Total capital | 181,930,000 | 184,769,000 | 186,838,000 | 189,861,000 |
| Risk-weighted assets | 1,532,356,000 | 1,520,447,000 | 1,502,345,000 | 1,461,540,000 |