Call reports 2011
YADKIN BANK — 2011
What YADKIN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,228,508,000 | 2,078,679,000 | 2,044,915,000 | 1,990,951,000 |
| Total loans | 1,585,546,000 | 1,532,001,000 | 1,487,395,000 | 1,470,457,000 |
| Allowance for loan losses | 35,860,000 | 35,652,000 | 33,673,000 | 32,847,000 |
| Securities available for sale | 301,456,000 | 317,392,000 | 293,009,000 | 330,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,960,345,000 | 1,832,754,000 | 1,791,142,000 | 1,738,138,000 |
| Interest-bearing deposits | 1,737,888,000 | 1,603,796,000 | 1,556,292,000 | 1,508,243,000 |
| Noninterest-bearing deposits | 222,456,000 | 228,958,000 | 234,850,000 | 229,895,000 |
| Equity capital | 179,589,000 | 161,490,000 | 166,494,000 | 169,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 23,556,000 | 46,659,000 | 68,209,000 | 89,156,000 |
| Interest expense | 7,663,000 | 14,232,000 | 19,948,000 | 25,097,000 |
| Net interest income | 15,893,000 | 32,427,000 | 48,261,000 | 64,059,000 |
| Noninterest income | 4,407,000 | 4,170,000 | 7,032,000 | 10,115,000 |
| Noninterest expense | 16,641,000 | 37,936,000 | 49,928,000 | 62,983,000 |
| Provision for loan losses | 4,867,000 | 15,259,000 | 17,216,000 | 20,843,000 |
| Pretax income | -1,035,000 | -15,996,000 | -9,693,000 | -6,817,000 |
| Income tax | -509,000 | 4,521,000 | 6,905,000 | 6,694,000 |
| Net income | -526,000 | -20,517,000 | -16,598,000 | -13,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,535,000 | 154,111,000 | 154,944,000 | 161,790,000 |
| Total capital | 179,828,000 | 174,745,000 | 175,033,000 | 181,729,000 |
| Risk-weighted assets | 1,689,122,000 | 1,635,719,000 | 1,593,499,000 | 1,582,244,000 |