Call reports 2010
YADKIN BANK — 2010
What YADKIN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,199,811,000 | 2,236,959,000 | 2,267,663,000 | 2,297,660,000 |
| Total loans | 1,680,339,000 | 1,697,316,000 | 1,717,586,000 | 1,650,969,000 |
| Allowance for loan losses | 45,399,000 | 44,306,000 | 44,735,000 | 37,752,000 |
| Securities available for sale | 173,196,000 | 208,176,000 | 289,584,000 | 297,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,912,359,000 | 1,955,884,000 | 1,983,088,000 | 2,021,255,000 |
| Interest-bearing deposits | 1,701,088,000 | 1,744,944,000 | 1,777,232,000 | 1,805,094,000 |
| Noninterest-bearing deposits | 211,272,000 | 210,940,000 | 205,856,000 | 216,161,000 |
| Equity capital | 182,214,000 | 182,922,000 | 181,811,000 | 179,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 24,791,000 | 49,050,000 | 74,270,000 | 98,988,000 |
| Interest expense | 7,849,000 | 16,345,000 | 25,064,000 | 33,620,000 |
| Net interest income | 16,942,000 | 32,705,000 | 49,206,000 | 65,368,000 |
| Noninterest income | 3,131,000 | 7,357,000 | 12,603,000 | 18,022,000 |
| Noninterest expense | 13,647,000 | 28,094,000 | 44,987,000 | 61,245,000 |
| Provision for loan losses | 4,384,000 | 10,193,000 | 18,073,000 | 24,349,000 |
| Pretax income | 2,085,000 | 2,662,000 | -364,000 | -25,000 |
| Income tax | 756,000 | 733,000 | -566,000 | -1,389,000 |
| Net income | 1,329,000 | 1,929,000 | 202,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,682,000 | 166,038,000 | 165,462,000 | 161,615,000 |
| Total capital | 187,201,000 | 188,423,000 | 188,470,000 | 183,691,000 |
| Risk-weighted assets | 1,778,579,000 | 1,768,881,000 | 1,818,892,000 | 1,750,508,000 |