Call reports 2009
YADKIN BANK — 2009
What YADKIN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,635,192,000 | 2,153,422,000 | 2,048,202,000 | 2,110,107,000 |
| Total loans | 1,362,473,000 | 1,762,239,000 | 1,693,237,000 | 1,726,164,000 |
| Allowance for loan losses | 30,904,000 | 46,243,000 | 54,270,000 | 48,625,000 |
| Securities available for sale | 132,609,000 | 196,229,000 | 191,423,000 | 183,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,266,294,000 | 1,780,849,000 | 1,751,708,000 | 1,825,872,000 |
| Interest-bearing deposits | 1,115,632,000 | 1,579,003,000 | 1,546,034,000 | 1,618,022,000 |
| Noninterest-bearing deposits | 150,662,000 | 201,846,000 | 205,674,000 | 207,850,000 |
| Equity capital | 189,833,000 | 231,794,000 | 176,536,000 | 180,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 17,599,000 | 43,425,000 | 70,106,000 | 95,580,000 |
| Interest expense | 7,852,000 | 16,020,000 | 24,198,000 | 31,686,000 |
| Net interest income | 9,747,000 | 27,405,000 | 45,908,000 | 63,894,000 |
| Noninterest income | 5,273,000 | 12,711,000 | 17,337,000 | 23,262,000 |
| Noninterest expense | 11,535,000 | 30,219,000 | 107,796,000 | 121,817,000 |
| Provision for loan losses | 10,550,000 | 27,007,000 | 45,293,000 | 48,439,000 |
| Pretax income | -7,065,000 | -17,114,000 | -89,848,000 | -83,104,000 |
| Income tax | -2,994,000 | -7,190,000 | -11,505,000 | -8,875,000 |
| Net income | -4,071,000 | -9,924,000 | -78,343,000 | -74,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,015,000 | 156,145,000 | 159,297,000 | 163,217,000 |
| Total capital | 147,040,000 | 178,705,000 | 182,053,000 | 186,255,000 |
| Risk-weighted assets | 1,348,083,000 | 1,800,615,000 | 1,788,049,000 | 1,814,054,000 |