Call reports 2001
YADKIN BANK — 2001
What YADKIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 367,468,000 | 362,364,000 | 361,397,000 | 368,714,000 |
| Total loans | 231,123,000 | 232,254,000 | 231,134,000 | 242,956,000 |
| Allowance for loan losses | 3,499,000 | 3,522,000 | 3,528,000 | 3,536,000 |
| Securities available for sale | 87,386,000 | 83,638,000 | 78,678,000 | 82,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,551,000 | 300,147,000 | 295,179,000 | 301,741,000 |
| Interest-bearing deposits | 267,078,000 | 265,114,000 | 258,638,000 | 263,730,000 |
| Noninterest-bearing deposits | 39,473,000 | 35,033,000 | 36,541,000 | 38,012,000 |
| Equity capital | 45,014,000 | 45,352,000 | 45,919,000 | 45,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,245,000 | 14,161,000 | 20,669,000 | 26,860,000 |
| Interest expense | 3,430,000 | 6,742,000 | 9,707,000 | 12,233,000 |
| Net interest income | 3,815,000 | 7,419,000 | 10,962,000 | 14,627,000 |
| Noninterest income | 752,000 | 1,569,000 | 2,522,000 | 3,561,000 |
| Noninterest expense | 1,962,000 | 3,942,000 | 5,795,000 | 8,183,000 |
| Provision for loan losses | 175,000 | 375,000 | 825,000 | 1,350,000 |
| Pretax income | 2,492,000 | 4,733,000 | 7,054,000 | 8,862,000 |
| Income tax | 831,000 | 1,558,000 | 2,305,000 | 2,857,000 |
| Net income | 1,661,000 | 3,175,000 | 4,749,000 | 6,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,664,000 | 43,996,000 | 44,050,000 | 44,031,000 |
| Total capital | 46,708,000 | 47,082,000 | 47,123,000 | 47,345,000 |
| Risk-weighted assets | 243,057,000 | 246,409,000 | 245,125,000 | 264,859,000 |