Call report 2025Q4
FRANKLIN STATE BANK & TRUST COMPANY — 2025Q4
The 22 measures FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,652,000 | USD | evidence → |
| Total loans | 108,618,000 | USD | evidence → |
| Allowance for loan losses | 1,810,000 | USD | evidence → |
| Securities available for sale | 27,659,000 | USD | evidence → |
| Securities held to maturity | 23,532,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 211,786,000 | USD | evidence → |
| Interest-bearing deposits | 155,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,896,000 | USD | evidence → |
| Equity capital | 21,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,229,000 | USD | evidence → |
| Interest expense | 3,612,000 | USD | evidence → |
| Net interest income | 9,617,000 | USD | evidence → |
| Noninterest income | 993,000 | USD | evidence → |
| Noninterest expense | 6,759,000 | USD | evidence → |
| Provision for loan losses | 151,000 | USD | evidence → |
| Pretax income | 3,651,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,651,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,747,000 | USD | evidence → |
| Total capital | 21,933,000 | USD | evidence → |
| Risk-weighted assets | 94,215,000 | USD | evidence → |