Call reports 2024
FRANKLIN STATE BANK & TRUST COMPANY — 2024
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 210,313,000 | 205,437,000 | 207,155,000 | 220,107,000 |
| Total loans | 111,257,000 | 122,547,000 | 112,346,000 | 102,048,000 |
| Allowance for loan losses | 1,592,000 | 1,593,000 | 1,534,000 | 1,714,000 |
| Securities available for sale | 18,790,000 | 18,255,000 | 18,688,000 | 22,869,000 |
| Securities held to maturity | 23,278,000 | 23,313,000 | 23,348,000 | 23,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,169,000 | 182,900,000 | 183,102,000 | 197,897,000 |
| Interest-bearing deposits | 128,101,000 | 127,158,000 | 126,876,000 | 138,638,000 |
| Noninterest-bearing deposits | 61,068,000 | 55,742,000 | 56,226,000 | 59,259,000 |
| Equity capital | 19,732,000 | 20,751,000 | 21,938,000 | 20,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,563,000 | 9,726,000 | 12,743,000 |
| Interest expense | 766,000 | 1,623,000 | 2,510,000 | 3,413,000 |
| Net interest income | 2,648,000 | 4,940,000 | 7,216,000 | 9,330,000 |
| Noninterest income | 278,000 | 501,000 | 728,000 | 1,089,000 |
| Noninterest expense | 1,537,000 | 3,068,000 | 4,646,000 | 6,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,389,000 | 2,373,000 | 3,298,000 | 3,713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,389,000 | 2,373,000 | 3,298,000 | 3,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,424,000 | 21,267,000 | 22,052,000 | 20,992,000 |
| Total capital | 21,679,000 | 22,617,000 | 23,327,000 | 22,184,000 |
| Risk-weighted assets | 100,021,000 | 107,749,000 | 101,713,000 | 94,818,000 |