Call reports 2022
FRANKLIN STATE BANK & TRUST COMPANY — 2022
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 215,157,000 | 213,092,000 | 213,890,000 | 216,902,000 |
| Total loans | 101,521,000 | 114,794,000 | 114,189,000 | 97,252,000 |
| Allowance for loan losses | 1,574,000 | 1,568,000 | 1,566,000 | 1,534,000 |
| Securities available for sale | 63,800,000 | 58,241,000 | 54,840,000 | 57,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,378,000 | 195,038,000 | 195,423,000 | 198,587,000 |
| Interest-bearing deposits | 96,893,000 | 130,608,000 | 128,316,000 | 133,235,000 |
| Noninterest-bearing deposits | 100,485,000 | 64,430,000 | 67,107,000 | 65,352,000 |
| Equity capital | 17,187,000 | 17,267,000 | 17,453,000 | 17,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,450,000 | 5,434,000 | 7,505,000 |
| Interest expense | 115,000 | 234,000 | 372,000 | 566,000 |
| Net interest income | 1,611,000 | 3,216,000 | 5,062,000 | 6,939,000 |
| Noninterest income | 243,000 | 626,000 | 826,000 | 1,118,000 |
| Noninterest expense | 1,290,000 | 2,648,000 | 3,959,000 | 5,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 564,000 | 1,194,000 | 1,929,000 | 2,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 564,000 | 1,194,000 | 1,929,000 | 2,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,423,000 | 18,903,000 | 19,486,000 | 19,262,000 |
| Total capital | 19,539,000 | 20,134,000 | 20,737,000 | 20,365,000 |
| Risk-weighted assets | 88,866,000 | 98,106,000 | 99,795,000 | 87,830,000 |