Call reports 2021
FRANKLIN STATE BANK & TRUST COMPANY — 2021
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,033,000 | 201,887,000 | 210,896,000 | 220,763,000 |
| Total loans | 105,962,000 | 116,797,000 | 104,860,000 | 88,728,000 |
| Allowance for loan losses | 1,162,000 | 1,140,000 | 1,589,000 | 1,590,000 |
| Securities available for sale | 30,865,000 | 32,619,000 | 32,168,000 | 33,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,167,000 | 183,317,000 | 190,465,000 | 202,497,000 |
| Interest-bearing deposits | 90,145,000 | 92,741,000 | 92,619,000 | 94,023,000 |
| Noninterest-bearing deposits | 95,022,000 | 90,576,000 | 97,846,000 | 108,474,000 |
| Equity capital | 16,920,000 | 17,294,000 | 19,111,000 | 17,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,894,000 | 3,717,000 | 5,595,000 | 7,310,000 |
| Interest expense | 173,000 | 326,000 | 471,000 | 605,000 |
| Net interest income | 1,721,000 | 3,391,000 | 5,124,000 | 6,705,000 |
| Noninterest income | 232,000 | 422,000 | 2,458,000 | 2,681,000 |
| Noninterest expense | 1,292,000 | 2,548,000 | 3,863,000 | 5,234,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 450,000 |
| Pretax income | 661,000 | 1,265,000 | 3,269,000 | 3,702,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,265,000 | 3,269,000 | 3,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,857,000 | 17,310,000 | 19,162,000 | 18,010,000 |
| Total capital | 17,985,000 | 18,450,000 | 20,292,000 | 19,033,000 |
| Risk-weighted assets | 90,244,000 | 96,282,000 | 89,901,000 | 81,261,000 |