Call reports 2020
FRANKLIN STATE BANK & TRUST COMPANY — 2020
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 176,561,000 | 183,636,000 | 186,195,000 | 203,378,000 |
| Total loans | 104,028,000 | 115,791,000 | 109,536,000 | 93,967,000 |
| Allowance for loan losses | 1,241,000 | 1,231,000 | 1,167,000 | 1,170,000 |
| Securities available for sale | 25,671,000 | 25,744,000 | 27,226,000 | 31,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,418,000 | 165,972,000 | 168,010,000 | 186,362,000 |
| Interest-bearing deposits | 84,676,000 | 85,985,000 | 87,387,000 | 88,318,000 |
| Noninterest-bearing deposits | 74,742,000 | 79,987,000 | 80,623,000 | 98,044,000 |
| Equity capital | 16,186,000 | 16,579,000 | 16,971,000 | 16,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,077,000 | 5,963,000 | 7,517,000 |
| Interest expense | 341,000 | 641,000 | 898,000 | 1,112,000 |
| Net interest income | 1,779,000 | 3,436,000 | 5,065,000 | 6,405,000 |
| Noninterest income | 196,000 | 365,000 | 553,000 | 963,000 |
| Noninterest expense | 1,289,000 | 2,526,000 | 3,744,000 | 5,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 686,000 | 1,275,000 | 1,874,000 | 2,263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 686,000 | 1,275,000 | 1,874,000 | 2,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,942,000 | 16,381,000 | 16,829,000 | 16,346,000 |
| Total capital | 17,125,000 | 17,612,000 | 17,996,000 | 17,455,000 |
| Risk-weighted assets | 94,569,000 | 98,989,000 | 95,363,000 | 88,680,000 |