Call reports 2019
FRANKLIN STATE BANK & TRUST COMPANY — 2019
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 168,649,000 | 169,286,000 | 172,476,000 | 179,153,000 |
| Total loans | 107,008,000 | 118,881,000 | 113,097,000 | 102,116,000 |
| Allowance for loan losses | 1,054,000 | 993,000 | 990,000 | 1,233,000 |
| Securities available for sale | 22,384,000 | 23,463,000 | 24,457,000 | 24,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,596,000 | 148,382,000 | 150,778,000 | 161,570,000 |
| Interest-bearing deposits | 83,974,000 | 87,190,000 | 89,919,000 | 90,859,000 |
| Noninterest-bearing deposits | 62,622,000 | 61,192,000 | 60,859,000 | 70,711,000 |
| Equity capital | 16,147,000 | 16,779,000 | 17,313,000 | 16,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,099,000 | 4,289,000 | 6,498,000 | 8,483,000 |
| Interest expense | 303,000 | 640,000 | 1,003,000 | 1,357,000 |
| Net interest income | 1,796,000 | 3,649,000 | 5,495,000 | 7,126,000 |
| Noninterest income | 449,000 | 638,000 | 845,000 | 1,283,000 |
| Noninterest expense | 1,337,000 | 2,671,000 | 4,007,000 | 5,456,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 310,000 |
| Pretax income | 908,000 | 1,616,000 | 2,308,000 | 2,643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 908,000 | 1,616,000 | 2,308,000 | 2,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,144,000 | 16,702,000 | 17,243,000 | 16,707,000 |
| Total capital | 17,198,000 | 17,695,000 | 18,233,000 | 17,917,000 |
| Risk-weighted assets | 100,129,000 | 107,180,000 | 103,756,000 | 96,770,000 |