Call reports 2018
FRANKLIN STATE BANK & TRUST COMPANY — 2018
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 156,437,000 | 155,444,000 | 164,287,000 | 168,446,000 |
| Total loans | 110,176,000 | 112,425,000 | 107,520,000 | 102,965,000 |
| Allowance for loan losses | 974,000 | 966,000 | 939,000 | 1,069,000 |
| Securities available for sale | 20,931,000 | 20,943,000 | 20,911,000 | 20,965,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,402,000 | 132,720,000 | 136,571,000 | 147,329,000 |
| Interest-bearing deposits | 94,278,000 | 95,697,000 | 97,048,000 | 104,931,000 |
| Noninterest-bearing deposits | 40,124,000 | 37,023,000 | 39,523,000 | 42,398,000 |
| Equity capital | 16,349,000 | 16,820,000 | 17,472,000 | 15,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,892,000 | 3,752,000 | 5,685,000 | 7,592,000 |
| Interest expense | 229,000 | 463,000 | 730,000 | 1,027,000 |
| Net interest income | 1,663,000 | 3,289,000 | 4,955,000 | 6,565,000 |
| Noninterest income | 215,000 | 428,000 | 867,000 | 1,645,000 |
| Noninterest expense | 1,256,000 | 2,484,000 | 3,785,000 | 5,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 135,000 |
| Pretax income | 622,000 | 1,233,000 | 2,037,000 | 2,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 622,000 | 1,233,000 | 2,037,000 | 2,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,467,000 | 16,926,000 | 17,581,000 | 15,387,000 |
| Total capital | 17,441,000 | 17,892,000 | 18,520,000 | 16,456,000 |
| Risk-weighted assets | 103,328,000 | 101,342,000 | 98,787,000 | 97,230,000 |