Call reports 2017
FRANKLIN STATE BANK & TRUST COMPANY — 2017
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 157,058,000 | 167,738,000 | 165,763,000 | 169,546,000 |
| Total loans | 110,478,000 | 119,226,000 | 116,482,000 | 105,199,000 |
| Allowance for loan losses | 922,000 | 915,000 | 926,000 | 977,000 |
| Securities available for sale | 20,548,000 | 20,568,000 | 20,558,000 | 19,986,000 |
| Securities held to maturity | 2,001,000 | 2,001,000 | 2,001,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,578,000 | 132,656,000 | 129,786,000 | 140,060,000 |
| Interest-bearing deposits | 94,888,000 | 93,318,000 | 89,821,000 | 96,493,000 |
| Noninterest-bearing deposits | 40,690,000 | 39,338,000 | 39,965,000 | 43,567,000 |
| Equity capital | 15,828,000 | 16,303,000 | 16,798,000 | 15,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,512,000 | 5,413,000 | 7,174,000 |
| Interest expense | 160,000 | 335,000 | 558,000 | 794,000 |
| Net interest income | 1,583,000 | 3,177,000 | 4,855,000 | 6,380,000 |
| Noninterest income | 210,000 | 423,000 | 628,000 | 869,000 |
| Noninterest expense | 1,181,000 | 2,379,000 | 3,611,000 | 4,793,000 |
| Provision for loan losses | 0 | 0 | 0 | 85,000 |
| Pretax income | 612,000 | 1,221,000 | 1,872,000 | 2,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 612,000 | 1,221,000 | 1,872,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,826,000 | 16,286,000 | 16,787,000 | 15,994,000 |
| Total capital | 16,748,000 | 17,201,000 | 17,713,000 | 16,971,000 |
| Risk-weighted assets | 105,091,000 | 112,044,000 | 110,343,000 | 102,033,000 |