Call reports 2012
FRANKLIN STATE BANK & TRUST COMPANY — 2012
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,296,000 | 129,377,000 | 138,623,000 | 143,578,000 |
| Total loans | 71,019,000 | 80,378,000 | 74,685,000 | 77,495,000 |
| Allowance for loan losses | 596,000 | 598,000 | 553,000 | 623,000 |
| Securities available for sale | 17,855,000 | 16,908,000 | 17,341,000 | 17,204,000 |
| Securities held to maturity | 2,007,000 | 2,006,000 | 2,006,000 | 2,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,379,000 | 117,061,000 | 125,891,000 | 131,680,000 |
| Interest-bearing deposits | 84,747,000 | 86,021,000 | 87,794,000 | 88,996,000 |
| Noninterest-bearing deposits | 31,632,000 | 31,040,000 | 38,097,000 | 42,684,000 |
| Equity capital | 11,623,000 | 11,888,000 | 12,190,000 | 11,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,786,000 | 4,212,000 | 5,527,000 |
| Interest expense | 171,000 | 342,000 | 515,000 | 668,000 |
| Net interest income | 1,238,000 | 2,444,000 | 3,697,000 | 4,859,000 |
| Noninterest income | 220,000 | 411,000 | 598,000 | 796,000 |
| Noninterest expense | 1,053,000 | 2,093,000 | 3,091,000 | 4,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 405,000 | 762,000 | 1,204,000 | 1,437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 405,000 | 762,000 | 1,204,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,450,000 | 11,657,000 | 11,950,000 | 11,504,000 |
| Total capital | 12,046,000 | 12,255,000 | 12,503,000 | 12,127,000 |
| Risk-weighted assets | 67,081,000 | 74,974,000 | 73,385,000 | 76,067,000 |