Call reports 2011
FRANKLIN STATE BANK & TRUST COMPANY — 2011
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,875,000 | 119,446,000 | 122,862,000 | 130,776,000 |
| Total loans | 73,068,000 | 78,010,000 | 73,964,000 | 66,433,000 |
| Allowance for loan losses | 593,000 | 584,000 | 541,000 | 596,000 |
| Securities available for sale | 33,360,000 | 17,367,000 | 16,459,000 | 16,130,000 |
| Securities held to maturity | 2,143,000 | 2,142,000 | 2,007,000 | 2,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,044,000 | 102,956,000 | 109,868,000 | 119,027,000 |
| Interest-bearing deposits | 78,487,000 | 74,407,000 | 75,905,000 | 82,429,000 |
| Noninterest-bearing deposits | 27,557,000 | 28,549,000 | 33,963,000 | 36,598,000 |
| Equity capital | 11,486,000 | 12,016,000 | 12,407,000 | 11,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,995,000 | 4,494,000 | 5,825,000 |
| Interest expense | 195,000 | 380,000 | 564,000 | 750,000 |
| Net interest income | 1,265,000 | 2,615,000 | 3,930,000 | 5,075,000 |
| Noninterest income | 260,000 | 475,000 | 679,000 | 868,000 |
| Noninterest expense | 1,013,000 | 2,039,000 | 3,065,000 | 4,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 512,000 | 1,051,000 | 1,544,000 | 1,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 512,000 | 1,051,000 | 1,544,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,427,000 | 11,815,000 | 12,159,000 | 11,288,000 |
| Total capital | 12,020,000 | 12,399,000 | 12,700,000 | 11,884,000 |
| Risk-weighted assets | 72,445,000 | 71,431,000 | 69,754,000 | 63,949,000 |