Call reports 2007
FRANKLIN STATE BANK & TRUST COMPANY — 2007
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 108,200,000 | 106,917,000 | 107,044,000 | 113,920,000 |
| Total loans | 54,492,000 | 57,885,000 | 56,041,000 | 50,930,000 |
| Allowance for loan losses | 461,000 | 470,000 | 427,000 | 379,000 |
| Securities available for sale | 44,356,000 | 40,495,000 | 35,763,000 | 42,068,000 |
| Securities held to maturity | 1,047,000 | 1,047,000 | 1,046,000 | 1,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,240,000 | 93,536,000 | 93,904,000 | 102,758,000 |
| Interest-bearing deposits | 73,230,000 | 69,804,000 | 70,956,000 | 76,776,000 |
| Noninterest-bearing deposits | 24,010,000 | 23,732,000 | 22,948,000 | 25,982,000 |
| Equity capital | 10,121,000 | 10,411,000 | 11,006,000 | 10,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,584,000 | 5,423,000 | 7,250,000 |
| Interest expense | 556,000 | 1,123,000 | 1,719,000 | 2,319,000 |
| Net interest income | 1,229,000 | 2,461,000 | 3,704,000 | 4,931,000 |
| Noninterest income | 249,000 | 480,000 | 714,000 | 960,000 |
| Noninterest expense | 951,000 | 1,885,000 | 2,861,000 | 3,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 527,000 | 1,056,000 | 1,557,000 | 2,043,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 1,056,000 | 1,557,000 | 2,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,177,000 | 10,556,000 | 10,908,000 | 10,121,000 |
| Total capital | 10,421,000 | 10,809,000 | 11,068,000 | 10,203,000 |
| Risk-weighted assets | 54,370,000 | 54,753,000 | 55,255,000 | 53,828,000 |