Call reports 2001
FRANKLIN STATE BANK & TRUST COMPANY — 2001
What FRANKLIN STATE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,005,000 | 94,077,000 | 91,581,000 | 91,819,000 |
| Total loans | 53,452,000 | 58,966,000 | 59,329,000 | 53,550,000 |
| Allowance for loan losses | 992,000 | 966,000 | 960,000 | 1,200,000 |
| Securities available for sale | 19,198,000 | 24,260,000 | 18,400,000 | 17,295,000 |
| Securities held to maturity | 5,401,000 | 5,301,000 | 5,225,000 | 5,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,402,000 | 82,907,000 | 80,930,000 | 82,041,000 |
| Interest-bearing deposits | 68,146,000 | 68,016,000 | 67,256,000 | 68,041,000 |
| Noninterest-bearing deposits | 13,256,000 | 14,891,000 | 13,674,000 | 14,000,000 |
| Equity capital | 8,658,000 | 9,018,000 | 9,458,000 | 9,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,539,000 | 5,315,000 | 6,936,000 |
| Interest expense | 809,000 | 1,564,000 | 2,220,000 | 2,797,000 |
| Net interest income | 931,000 | 1,975,000 | 3,095,000 | 4,139,000 |
| Noninterest income | 195,000 | 381,000 | 552,000 | 780,000 |
| Noninterest expense | 740,000 | 1,493,000 | 2,263,000 | 3,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 289,000 |
| Pretax income | 386,000 | 863,000 | 1,384,000 | 1,303,000 |
| Income tax | 108,000 | 249,000 | 412,000 | 415,000 |
| Net income | 278,000 | 614,000 | 972,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,505,000 | 8,842,000 | 9,199,000 | 8,855,000 |
| Total capital | 9,155,000 | 9,529,000 | 9,882,000 | 9,468,000 |
| Risk-weighted assets | 51,621,000 | 54,711,000 | 54,345,000 | 48,784,000 |