Call reports 2025
FIRST TRUST & SAVINGS BANK — 2025
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 50,725,000 | 52,641,000 |
| Total loans | 11,463,000 | 11,337,000 |
| Allowance for loan losses | 141,000 | 145,000 |
| Securities available for sale | 32,593,000 | 31,115,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 44,719,000 | 46,484,000 |
| Interest-bearing deposits | 39,632,000 | 41,547,000 |
| Noninterest-bearing deposits | 5,087,000 | 4,937,000 |
| Equity capital | 3,716,000 | 3,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 412,000 | 875,000 |
| Interest expense | 175,000 | 344,000 |
| Net interest income | 237,000 | 531,000 |
| Noninterest income | 18,000 | 40,000 |
| Noninterest expense | 370,000 | 714,000 |
| Provision for loan losses | 1,000 | 5,000 |
| Pretax income | -116,000 | -148,000 |
| Income tax | 0 | -47,000 |
| Net income | -116,000 | -101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 5,610,000 | 5,627,000 |