Call reports 2022
FIRST TRUST & SAVINGS BANK — 2022
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 63,719,000 | 61,585,000 | 64,094,000 | 67,810,000 |
| Total loans | 9,427,000 | 8,529,000 | 10,538,000 | 10,658,000 |
| Allowance for loan losses | 149,000 | 149,000 | 149,000 | 119,000 |
| Securities available for sale | 49,224,000 | 46,633,000 | 46,928,000 | 46,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,338,000 | 57,564,000 | 55,125,000 | 60,339,000 |
| Interest-bearing deposits | 47,647,000 | 50,640,000 | 49,426,000 | 52,046,000 |
| Noninterest-bearing deposits | 6,691,000 | 6,924,000 | 5,699,000 | 8,293,000 |
| Equity capital | 4,980,000 | 3,236,000 | 2,888,000 | 3,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 718,000 | 1,134,000 | 1,611,000 |
| Interest expense | 24,000 | 76,000 | 185,000 | 404,000 |
| Net interest income | 315,000 | 642,000 | 949,000 | 1,207,000 |
| Noninterest income | 17,000 | 41,000 | 108,000 | 124,000 |
| Noninterest expense | 351,000 | 674,000 | 999,000 | 1,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -19,000 | 21,000 | 68,000 | -46,000 |
| Income tax | 0 | 8,000 | 12,000 | -135,000 |
| Net income | -19,000 | 13,000 | 56,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,487,000 | 6,519,000 | 6,563,000 | 6,516,000 |
| Total capital | 6,636,000 | 6,668,000 | 6,712,000 | 6,635,000 |
| Risk-weighted assets | 32,375,000 | 33,042,000 | 33,382,000 | 35,794,000 |