Call reports 2021
FIRST TRUST & SAVINGS BANK — 2021
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 62,543,000 | 64,434,000 | 59,854,000 | 65,729,000 |
| Total loans | 11,350,000 | 10,668,000 | 9,001,000 | 9,452,000 |
| Allowance for loan losses | 150,000 | 149,000 | 149,000 | 149,000 |
| Securities available for sale | 45,997,000 | 49,629,000 | 46,538,000 | 48,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,763,000 | 50,755,000 | 49,623,000 | 58,293,000 |
| Interest-bearing deposits | 42,967,000 | 43,588,000 | 43,246,000 | 49,659,000 |
| Noninterest-bearing deposits | 7,796,000 | 7,167,000 | 6,377,000 | 8,634,000 |
| Equity capital | 6,522,000 | 6,905,000 | 6,978,000 | 6,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,134,000 | 1,459,000 | 1,788,000 |
| Interest expense | 39,000 | 77,000 | 107,000 | 132,000 |
| Net interest income | 540,000 | 1,057,000 | 1,352,000 | 1,656,000 |
| Noninterest income | 14,000 | 30,000 | 47,000 | 65,000 |
| Noninterest expense | 342,000 | 645,000 | 972,000 | 1,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 442,000 | 437,000 | 370,000 |
| Income tax | 0 | 0 | 1,000 | -19,000 |
| Net income | 212,000 | 442,000 | 436,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,409,000 | 6,639,000 | 6,633,000 | 6,507,000 |
| Total capital | 6,559,000 | 6,788,000 | 6,782,000 | 6,656,000 |
| Risk-weighted assets | 26,342,000 | 29,347,000 | 28,389,000 | 31,271,000 |