Call reports 2020
FIRST TRUST & SAVINGS BANK — 2020
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,146,000 | 59,214,000 | 57,191,000 | 55,732,000 |
| Total loans | 11,646,000 | 11,415,000 | 11,519,000 | 10,083,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Securities available for sale | 33,474,000 | 42,443,000 | 41,262,000 | 39,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,631,000 | 44,956,000 | 41,859,000 | 47,425,000 |
| Interest-bearing deposits | 32,166,000 | 38,602,000 | 36,121,000 | 40,030,000 |
| Noninterest-bearing deposits | 5,465,000 | 6,354,000 | 5,738,000 | 7,395,000 |
| Equity capital | 5,987,000 | 6,500,000 | 6,557,000 | 6,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 752,000 | 1,140,000 | 1,502,000 |
| Interest expense | 105,000 | 192,000 | 257,000 | 308,000 |
| Net interest income | 239,000 | 560,000 | 883,000 | 1,194,000 |
| Noninterest income | 17,000 | 30,000 | 43,000 | 58,000 |
| Noninterest expense | 351,000 | 675,000 | 990,000 | 1,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -88,000 | -43,000 | 33,000 | 109,000 |
| Income tax | 0 | 0 | 0 | -71,000 |
| Net income | -88,000 | -43,000 | 33,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,007,000 | 6,052,000 | 6,129,000 | 6,081,000 |
| Total capital | 6,157,000 | 6,202,000 | 6,279,000 | 6,231,000 |
| Risk-weighted assets | 22,277,000 | 25,884,000 | 25,050,000 | 28,207,000 |