Call reports 2019
FIRST TRUST & SAVINGS BANK — 2019
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,641,000 | 53,741,000 | 46,103,000 | 49,153,000 |
| Total loans | 12,990,000 | 11,906,000 | 11,518,000 | 11,240,000 |
| Allowance for loan losses | 204,000 | 205,000 | 150,000 | 150,000 |
| Securities available for sale | 32,694,000 | 36,791,000 | 30,242,000 | 33,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,307,000 | 41,283,000 | 33,494,000 | 38,826,000 |
| Interest-bearing deposits | 34,613,000 | 36,578,000 | 28,947,000 | 33,591,000 |
| Noninterest-bearing deposits | 5,694,000 | 4,705,000 | 4,547,000 | 5,235,000 |
| Equity capital | 6,057,000 | 6,356,000 | 6,337,000 | 6,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 951,000 | 1,371,000 | 1,761,000 |
| Interest expense | 124,000 | 264,000 | 391,000 | 508,000 |
| Net interest income | 350,000 | 687,000 | 980,000 | 1,253,000 |
| Noninterest income | 19,000 | 36,000 | 52,000 | 69,000 |
| Noninterest expense | 340,000 | 663,000 | 986,000 | 1,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 31,000 | 28,000 | 18,000 |
| Income tax | 0 | 0 | 0 | -54,000 |
| Net income | 23,000 | 31,000 | 28,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,127,000 | 6,136,000 | 6,132,000 | 6,096,000 |
| Total capital | 6,331,000 | 6,341,000 | 6,282,000 | 6,246,000 |
| Risk-weighted assets | 29,009,000 | 26,516,000 | 23,339,000 | 20,332,000 |