Call reports 2018
FIRST TRUST & SAVINGS BANK — 2018
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 51,211,000 | 60,316,000 | 53,644,000 | 54,635,000 |
| Total loans | 13,483,000 | 12,478,000 | 13,468,000 | 12,947,000 |
| Allowance for loan losses | 204,000 | 204,000 | 204,000 | 204,000 |
| Securities available for sale | 33,922,000 | 35,189,000 | 34,103,000 | 36,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,429,000 | 48,634,000 | 36,836,000 | 42,971,000 |
| Interest-bearing deposits | 34,653,000 | 42,874,000 | 32,988,000 | 37,560,000 |
| Noninterest-bearing deposits | 4,776,000 | 5,760,000 | 3,848,000 | 5,411,000 |
| Equity capital | 5,681,000 | 5,685,000 | 5,748,000 | 5,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 906,000 | 1,357,000 | 1,845,000 |
| Interest expense | 85,000 | 193,000 | 313,000 | 448,000 |
| Net interest income | 352,000 | 713,000 | 1,044,000 | 1,397,000 |
| Noninterest income | 19,000 | 38,000 | 62,000 | 81,000 |
| Noninterest expense | 321,000 | 646,000 | 963,000 | 1,356,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 85,000 | 139,000 | 182,000 | 161,000 |
| Income tax | -9,000 | -8,000 | -9,000 | -48,000 |
| Net income | 94,000 | 147,000 | 191,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,062,000 | 6,115,000 | 6,159,000 | 6,105,000 |
| Total capital | 6,266,000 | 6,319,000 | 6,363,000 | 6,309,000 |
| Risk-weighted assets | 30,343,000 | 30,585,000 | 30,103,000 | 30,520,000 |