Call reports 2017
FIRST TRUST & SAVINGS BANK — 2017
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 52,866,000 | 51,985,000 | 49,176,000 | 54,814,000 |
| Total loans | 14,519,000 | 14,065,000 | 13,122,000 | 12,793,000 |
| Allowance for loan losses | 256,000 | 256,000 | 256,000 | 254,000 |
| Securities available for sale | 31,998,000 | 33,527,000 | 32,037,000 | 32,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,833,000 | 40,706,000 | 36,258,000 | 43,611,000 |
| Interest-bearing deposits | 35,144,000 | 35,305,000 | 30,581,000 | 35,431,000 |
| Noninterest-bearing deposits | 7,689,000 | 5,401,000 | 5,677,000 | 8,180,000 |
| Equity capital | 5,695,000 | 6,057,000 | 6,071,000 | 5,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 886,000 | 1,311,000 | 1,742,000 |
| Interest expense | 72,000 | 149,000 | 234,000 | 319,000 |
| Net interest income | 373,000 | 737,000 | 1,077,000 | 1,423,000 |
| Noninterest income | 22,000 | 47,000 | 79,000 | 109,000 |
| Noninterest expense | 344,000 | 679,000 | 1,007,000 | 1,384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 190,000 | 268,000 | 275,000 |
| Income tax | 4,000 | 16,000 | 22,000 | -26,000 |
| Net income | 77,000 | 174,000 | 246,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,894,000 | 5,911,000 | 5,984,000 | 5,926,000 |
| Total capital | 6,150,000 | 6,167,000 | 6,240,000 | 6,180,000 |
| Risk-weighted assets | 31,315,000 | 30,020,000 | 28,560,000 | 30,159,000 |