Call reports 2002
FIRST TRUST & SAVINGS BANK — 2002
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,970,000 | 27,861,000 | 30,280,000 | 31,156,000 |
| Total loans | 12,090,000 | 11,778,000 | 13,044,000 | 13,855,000 |
| Allowance for loan losses | 386,000 | 387,000 | 387,000 | 387,000 |
| Securities available for sale | 12,026,000 | 12,081,000 | 12,444,000 | 12,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,113,000 | 19,401,000 | 20,764,000 | 21,038,000 |
| Interest-bearing deposits | 16,390,000 | 15,503,000 | 16,971,000 | 17,447,000 |
| Noninterest-bearing deposits | 2,723,000 | 3,898,000 | 3,793,000 | 3,591,000 |
| Equity capital | 4,034,000 | 4,303,000 | 4,441,000 | 4,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 840,000 | 1,263,000 | 1,705,000 |
| Interest expense | 169,000 | 335,000 | 497,000 | 655,000 |
| Net interest income | 252,000 | 505,000 | 766,000 | 1,050,000 |
| Noninterest income | 37,000 | 72,000 | 112,000 | 168,000 |
| Noninterest expense | 248,000 | 467,000 | 721,000 | 1,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 123,000 | 171,000 | 223,000 |
| Income tax | 0 | -27,000 | -28,000 | 16,000 |
| Net income | 42,000 | 150,000 | 199,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,957,000 | 4,065,000 | 4,114,000 | 4,092,000 |
| Total capital | 4,202,000 | 4,304,000 | 4,379,000 | 4,369,000 |
| Risk-weighted assets | 19,437,000 | 18,963,000 | 21,073,000 | 22,077,000 |