Call reports 2001
FIRST TRUST & SAVINGS BANK — 2001
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,490,000 | 26,171,000 | 27,383,000 | 28,223,000 |
| Total loans | 12,178,000 | 12,329,000 | 12,767,000 | 12,265,000 |
| Allowance for loan losses | 389,000 | 389,000 | 389,000 | 387,000 |
| Securities available for sale | 10,949,000 | 10,501,000 | 11,110,000 | 11,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,417,000 | 17,978,000 | 16,618,000 | 18,925,000 |
| Interest-bearing deposits | 14,837,000 | 15,320,000 | 14,043,000 | 16,040,000 |
| Noninterest-bearing deposits | 2,580,000 | 2,658,000 | 2,575,000 | 2,885,000 |
| Equity capital | 3,960,000 | 3,976,000 | 4,115,000 | 4,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 876,000 | 1,325,000 | 1,760,000 |
| Interest expense | 239,000 | 471,000 | 694,000 | 886,000 |
| Net interest income | 194,000 | 405,000 | 631,000 | 874,000 |
| Noninterest income | 31,000 | 92,000 | 129,000 | 173,000 |
| Noninterest expense | 252,000 | 487,000 | 715,000 | 963,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -17,000 | 30,000 | 74,000 | 114,000 |
| Income tax | 0 | 1,000 | 3,000 | 11,000 |
| Net income | -17,000 | 29,000 | 71,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,817,000 | 3,863,000 | 3,905,000 | 3,915,000 |
| Total capital | 4,023,000 | 4,077,000 | 4,136,000 | 4,150,000 |
| Risk-weighted assets | 16,316,000 | 16,965,000 | 18,313,000 | 18,977,000 |