Call reports 2018
WESTERN BANK — 2018
What WESTERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,119,000 | 66,002,000 | 64,663,000 | 62,890,000 |
| Total loans | 32,844,000 | 35,732,000 | 35,636,000 | 33,901,000 |
| Allowance for loan losses | 454,000 | 469,000 | 510,000 | 472,000 |
| Securities available for sale | 974,000 | 963,000 | 955,000 | 962,000 |
| Securities held to maturity | 21,523,000 | 20,431,000 | 19,773,000 | 19,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,942,000 | 50,997,000 | 49,807,000 | 48,867,000 |
| Interest-bearing deposits | 40,249,000 | 39,984,000 | 39,119,000 | 37,923,000 |
| Noninterest-bearing deposits | 9,693,000 | 11,013,000 | 10,688,000 | 10,944,000 |
| Equity capital | 10,348,000 | 10,427,000 | 10,541,000 | 10,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,563,000 | 2,442,000 | 3,243,000 |
| Interest expense | 87,000 | 186,000 | 298,000 | 410,000 |
| Net interest income | 663,000 | 1,377,000 | 2,144,000 | 2,833,000 |
| Noninterest income | 75,000 | 140,000 | 212,000 | 361,000 |
| Noninterest expense | 579,000 | 1,149,000 | 1,754,000 | 2,400,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 31,000 |
| Pretax income | 144,000 | 338,000 | 552,000 | 763,000 |
| Income tax | 33,000 | 113,000 | 159,000 | 206,000 |
| Net income | 111,000 | 225,000 | 393,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,332,000 | 10,407,000 | 10,520,000 | 10,607,000 |
| Total capital | 10,809,000 | 10,917,000 | 11,051,000 | 11,110,000 |
| Risk-weighted assets | 38,186,000 | 41,460,000 | 44,214,000 | 40,207,000 |