Call reports 2017
WESTERN BANK — 2017
What WESTERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,637,000 | 65,502,000 | 65,888,000 | 65,864,000 |
| Total loans | 33,113,000 | 30,477,000 | 29,680,000 | 33,210,000 |
| Allowance for loan losses | 405,000 | 407,000 | 418,000 | 435,000 |
| Securities available for sale | 1,003,000 | 1,001,000 | 1,001,000 | 992,000 |
| Securities held to maturity | 18,549,000 | 23,007,000 | 22,814,000 | 22,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,599,000 | 47,002,000 | 48,957,000 | 48,968,000 |
| Interest-bearing deposits | 38,238,000 | 37,577,000 | 39,297,000 | 39,794,000 |
| Noninterest-bearing deposits | 9,361,000 | 9,425,000 | 9,660,000 | 9,174,000 |
| Equity capital | 10,073,000 | 10,110,000 | 10,176,000 | 10,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,417,000 | 2,140,000 | 2,920,000 |
| Interest expense | 70,000 | 142,000 | 225,000 | 313,000 |
| Net interest income | 639,000 | 1,275,000 | 1,915,000 | 2,607,000 |
| Noninterest income | 66,000 | 137,000 | 203,000 | 289,000 |
| Noninterest expense | 602,000 | 1,191,000 | 1,786,000 | 2,435,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 44,000 |
| Pretax income | 91,000 | 197,000 | 296,000 | 417,000 |
| Income tax | 35,000 | 86,000 | 122,000 | 139,000 |
| Net income | 56,000 | 111,000 | 174,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,064,000 | 10,092,000 | 10,159,000 | 10,267,000 |
| Total capital | 10,501,000 | 10,518,000 | 10,586,000 | 10,716,000 |
| Risk-weighted assets | 36,807,000 | 34,955,000 | 34,182,000 | 37,915,000 |