Call reports 2011
WESTERN BANK — 2011
What WESTERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,329,000 | 71,975,000 | 72,414,000 | 73,432,000 |
| Total loans | 38,914,000 | 36,917,000 | 36,363,000 | 36,714,000 |
| Allowance for loan losses | 573,000 | 574,000 | 574,000 | 436,000 |
| Securities available for sale | 1,293,000 | 1,289,000 | 1,302,000 | 1,286,000 |
| Securities held to maturity | 17,985,000 | 17,553,000 | 17,019,000 | 16,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,152,000 | 50,138,000 | 51,010,000 | 52,029,000 |
| Interest-bearing deposits | 42,641,000 | 42,646,000 | 42,569,000 | 43,929,000 |
| Noninterest-bearing deposits | 7,511,000 | 7,492,000 | 8,441,000 | 8,100,000 |
| Equity capital | 9,311,000 | 9,363,000 | 9,451,000 | 9,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,888,000 | 2,815,000 | 3,791,000 |
| Interest expense | 163,000 | 316,000 | 464,000 | 601,000 |
| Net interest income | 788,000 | 1,572,000 | 2,351,000 | 3,190,000 |
| Noninterest income | 110,000 | 223,000 | 347,000 | 459,000 |
| Noninterest expense | 792,000 | 1,516,000 | 2,250,000 | 2,993,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 279,000 | 448,000 | 656,000 |
| Income tax | 13,000 | 94,000 | 146,000 | 228,000 |
| Net income | 93,000 | 185,000 | 302,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,312,000 | 9,361,000 | 9,434,000 | 9,497,000 |
| Total capital | 9,762,000 | 9,794,000 | 9,849,000 | 9,910,000 |
| Risk-weighted assets | 35,831,000 | 34,256,000 | 31,907,000 | 32,004,000 |