Call reports 2001
WESTERN BANK — 2001
What WESTERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,921,000 | 76,042,000 | 73,884,000 | 71,632,000 |
| Total loans | 50,104,000 | 47,657,000 | 46,040,000 | 46,176,000 |
| Allowance for loan losses | 563,000 | 611,000 | 595,000 | 522,000 |
| Securities available for sale | 5,745,000 | 5,575,000 | 4,567,000 | 2,422,000 |
| Securities held to maturity | 12,023,000 | 10,247,000 | 12,125,000 | 13,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,850,000 | 60,309,000 | 58,629,000 | 56,645,000 |
| Interest-bearing deposits | 54,684,000 | 52,679,000 | 52,679,000 | 50,111,000 |
| Noninterest-bearing deposits | 7,166,000 | 7,630,000 | 5,950,000 | 6,534,000 |
| Equity capital | 8,966,000 | 8,974,000 | 9,085,000 | 8,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,252,000 | 4,730,000 | 6,096,000 |
| Interest expense | 815,000 | 1,538,000 | 2,190,000 | 2,773,000 |
| Net interest income | 900,000 | 1,714,000 | 2,540,000 | 3,323,000 |
| Noninterest income | 129,000 | 272,000 | 387,000 | 492,000 |
| Noninterest expense | 701,000 | 1,406,000 | 2,169,000 | 3,089,000 |
| Provision for loan losses | 103,000 | 196,000 | 289,000 | 487,000 |
| Pretax income | 225,000 | 384,000 | 469,000 | 239,000 |
| Income tax | 42,000 | 92,000 | 114,000 | 32,000 |
| Net income | 183,000 | 292,000 | 355,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,015,000 | 9,037,000 | 9,100,000 | 8,953,000 |
| Total capital | 9,578,000 | 9,638,000 | 9,695,000 | 9,475,000 |
| Risk-weighted assets | 50,960,000 | 47,977,000 | 51,098,000 | 52,386,000 |