Call reports 2002
BANCO FINANCIERO DE PUERTO RICO — 2002
What BANCO FINANCIERO DE PUERTO RICO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 88,602,000 | 89,295,000 | 87,110,000 |
| Total loans | 74,156,000 | 78,542,000 | 73,126,000 |
| Allowance for loan losses | 1,514,000 | 1,127,000 | 760,000 |
| Securities available for sale | 5,464,000 | 5,105,000 | 4,118,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 84,675,000 | 85,861,000 | 83,942,000 |
| Interest-bearing deposits | 80,378,000 | 79,667,000 | 78,458,000 |
| Noninterest-bearing deposits | 4,297,000 | 6,194,000 | 5,484,000 |
| Equity capital | 2,496,000 | 2,544,000 | 2,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 1,893,000 | 3,753,000 | 5,560,000 |
| Interest expense | 895,000 | 1,747,000 | 2,573,000 |
| Net interest income | 998,000 | 2,006,000 | 2,987,000 |
| Noninterest income | 54,000 | 155,000 | 255,000 |
| Noninterest expense | 1,308,000 | 2,512,000 | 3,821,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -256,000 | -351,000 | -579,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -256,000 | -351,000 | -579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 2,605,000 | 2,511,000 | 2,283,000 |
| Total capital | 3,496,000 | 3,421,000 | 3,043,000 |
| Risk-weighted assets | 71,084,000 | 72,565,000 | 69,993,000 |