Call reports 2001
BANCO FINANCIERO DE PUERTO RICO — 2001
What BANCO FINANCIERO DE PUERTO RICO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,345,000 | 90,019,000 | 94,036,000 | 92,567,000 |
| Total loans | 65,237,000 | 64,186,000 | 64,677,000 | 75,842,000 |
| Allowance for loan losses | 1,271,000 | 1,120,000 | 1,057,000 | 1,111,000 |
| Securities available for sale | 9,489,000 | 9,475,000 | 5,269,000 | 7,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,571,000 | 83,956,000 | 88,016,000 | 87,450,000 |
| Interest-bearing deposits | 78,768,000 | 80,943,000 | 82,072,000 | 80,787,000 |
| Noninterest-bearing deposits | 3,803,000 | 3,013,000 | 5,944,000 | 6,663,000 |
| Equity capital | 5,620,000 | 4,879,000 | 4,667,000 | 3,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 3,879,000 | 5,950,000 | 7,803,000 |
| Interest expense | 1,150,000 | 2,335,000 | 3,492,000 | 4,528,000 |
| Net interest income | 833,000 | 1,544,000 | 2,458,000 | 3,275,000 |
| Noninterest income | 87,000 | 145,000 | 210,000 | 297,000 |
| Noninterest expense | 1,011,000 | 2,011,000 | 3,266,000 | 4,797,000 |
| Provision for loan losses | 0 | 0 | 164,000 | 304,000 |
| Pretax income | -91,000 | -316,000 | -756,000 | -1,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -91,000 | -316,000 | -756,000 | -1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,679,000 | 5,047,000 | 4,611,000 | 3,844,000 |
| Total capital | 6,467,000 | 5,835,000 | 5,384,000 | 4,766,000 |
| Risk-weighted assets | 62,592,000 | 62,709,000 | 61,529,000 | 73,591,000 |