Call reports 2025
STATE BANK OF HERSCHER — 2025
What STATE BANK OF HERSCHER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 156,558,000 |
| Total loans | 66,494,000 |
| Allowance for loan losses | 1,145,000 |
| Securities available for sale | 68,142,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 139,377,000 |
| Interest-bearing deposits | 102,838,000 |
| Noninterest-bearing deposits | 36,539,000 |
| Equity capital | 16,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 1,631,000 |
| Interest expense | 396,000 |
| Net interest income | 1,235,000 |
| Noninterest income | 134,000 |
| Noninterest expense | 874,000 |
| Provision for loan losses | 51,000 |
| Pretax income | 490,000 |
| Income tax | 108,000 |
| Net income | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 21,930,000 |