Call reports 2016

STATE BANK OF HERSCHER — 2016

Name: STATE BANK OF HERSCHER — FFIEC call report 2016
Creator: STATE BANK OF HERSCHER

What STATE BANK OF HERSCHER reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cd5efd7c-23e6-4a4d-a2c4-b1ff3a3974d8/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	138,898,000	135,536,000	143,359,000	141,630,000
Total loans	58,265,000	64,619,000	70,232,000	73,513,000
Allowance for loan losses	352,000	2,227,000	2,292,000	2,367,000
Securities available for sale	58,864,000	50,838,000	52,267,000	48,465,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	118,513,000	114,846,000	122,566,000	120,983,000
Interest-bearing deposits	98,108,000	94,418,000	101,586,000	98,751,000
Noninterest-bearing deposits	20,405,000	20,428,000	20,980,000	22,232,000
Equity capital	18,835,000	19,073,000	19,071,000	18,198,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	1,225,000	4,127,000	5,334,000	6,528,000
Interest expense	36,000	90,000	177,000	265,000
Net interest income	1,189,000	4,037,000	5,157,000	6,263,000
Noninterest income	358,000	419,000	499,000	648,000
Noninterest expense	1,137,000	2,217,000	3,285,000	4,249,000
Provision for loan losses	125,000	2,000,000	2,075,000	2,150,000
Pretax income	339,000	319,000	403,000	619,000
Income tax	99,000	54,000	53,000	102,000
Net income	240,000	265,000	350,000	517,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	16,720,000	16,852,000	16,956,000	16,772,000
Total capital	17,072,000	17,920,000	18,123,000	17,949,000
Risk-weighted assets	77,675,000	83,370,000	91,328,000	91,685,000