Call reports 2026
MER ROUGE STATE BANK, THE — 2026
What MER ROUGE STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 49,577,000 | 51,815,000 |
| Total loans | 29,791,000 | 34,195,000 |
| Allowance for loan losses | 323,000 | 323,000 |
| Securities available for sale | 9,754,000 | 9,495,000 |
| Securities held to maturity | 706,000 | 680,000 |
| Trading assets | 0 | 0 |
| Total deposits | 43,983,000 | 44,991,000 |
| Interest-bearing deposits | 28,529,000 | 29,465,000 |
| Noninterest-bearing deposits | 15,454,000 | 15,526,000 |
| Equity capital | 5,443,000 | 5,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 715,000 | 1,468,000 |
| Interest expense | 138,000 | 284,000 |
| Net interest income | 577,000 | 1,184,000 |
| Noninterest income | 33,000 | 61,000 |
| Noninterest expense | 452,000 | 902,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 158,000 | 343,000 |
| Income tax | 29,000 | 53,000 |
| Net income | 129,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,338,000 | 6,500,000 |