Call reports 2001
MER ROUGE STATE BANK, THE — 2001
What MER ROUGE STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,788,000 | 33,042,000 | 33,020,000 | 32,542,000 |
| Total loans | 14,560,000 | 16,488,000 | 16,968,000 | 14,506,000 |
| Allowance for loan losses | 214,000 | 216,000 | 218,000 | 218,000 |
| Securities available for sale | 5,019,000 | 6,028,000 | 5,865,000 | 8,871,000 |
| Securities held to maturity | 5,892,000 | 3,486,000 | 3,474,000 | 3,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,544,000 | 28,762,000 | 28,584,000 | 28,527,000 |
| Interest-bearing deposits | 23,518,000 | 23,328,000 | 23,966,000 | 23,658,000 |
| Noninterest-bearing deposits | 5,026,000 | 5,434,000 | 4,618,000 | 4,869,000 |
| Equity capital | 4,029,000 | 4,084,000 | 4,212,000 | 3,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,098,000 | 1,631,000 | 2,119,000 |
| Interest expense | 292,000 | 566,000 | 812,000 | 1,023,000 |
| Net interest income | 273,000 | 532,000 | 819,000 | 1,096,000 |
| Noninterest income | 46,000 | 86,000 | 130,000 | 172,000 |
| Noninterest expense | 234,000 | 453,000 | 686,000 | 969,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 165,000 | 263,000 | 301,000 |
| Income tax | 17,000 | 40,000 | 36,000 | 51,000 |
| Net income | 68,000 | 125,000 | 227,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,013,000 | 4,074,000 | 4,176,000 | 3,990,000 |
| Total capital | 4,227,000 | 4,290,000 | 4,394,000 | 4,208,000 |
| Risk-weighted assets | 18,729,000 | 20,166,000 | 20,654,000 | 18,578,000 |