Call reports 2003
FIRST CRAWFORD STATE BANK — 2003
What FIRST CRAWFORD STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 99,540,000 | 100,399,000 | 100,078,000 | 98,652,000 |
| Total loans | 67,162,000 | 68,370,000 | 67,538,000 | 68,630,000 |
| Allowance for loan losses | 1,147,000 | 1,167,000 | 1,171,000 | 1,143,000 |
| Securities available for sale | 16,917,000 | 17,585,000 | 19,676,000 | 21,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,160,000 | 88,014,000 | 87,488,000 | 86,295,000 |
| Interest-bearing deposits | 76,893,000 | 78,830,000 | 78,150,000 | 76,855,000 |
| Noninterest-bearing deposits | 10,267,000 | 9,184,000 | 9,338,000 | 9,440,000 |
| Equity capital | 11,228,000 | 11,319,000 | 11,520,000 | 11,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,818,000 | 4,180,000 | 5,556,000 |
| Interest expense | 443,000 | 863,000 | 1,266,000 | 1,628,000 |
| Net interest income | 963,000 | 1,955,000 | 2,914,000 | 3,928,000 |
| Noninterest income | 229,000 | 476,000 | 723,000 | 992,000 |
| Noninterest expense | 635,000 | 1,292,000 | 1,943,000 | 2,564,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 504,000 | 1,034,000 | 1,536,000 | 2,148,000 |
| Income tax | 159,000 | 321,000 | 478,000 | 668,000 |
| Net income | 345,000 | 713,000 | 1,058,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,664,000 | 10,711,000 | 11,055,000 | 11,107,000 |
| Total capital | 11,557,000 | 11,616,000 | 11,974,000 | 12,032,000 |
| Risk-weighted assets | 71,165,000 | 72,155,000 | 73,299,000 | 73,822,000 |