Call reports 2002
FIRST CRAWFORD STATE BANK — 2002
What FIRST CRAWFORD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,580,000 | 99,149,000 | 97,552,000 | 98,836,000 |
| Total loans | 67,432,000 | 69,004,000 | 67,398,000 | 67,888,000 |
| Allowance for loan losses | 1,078,000 | 1,111,000 | 1,124,000 | 1,101,000 |
| Securities available for sale | 18,860,000 | 18,300,000 | 18,244,000 | 18,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,765,000 | 87,107,000 | 86,172,000 | 87,012,000 |
| Interest-bearing deposits | 80,355,000 | 77,375,000 | 77,258,000 | 77,475,000 |
| Noninterest-bearing deposits | 9,410,000 | 9,732,000 | 8,914,000 | 9,537,000 |
| Equity capital | 10,189,000 | 10,402,000 | 10,863,000 | 10,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,153,000 | 4,697,000 | 6,200,000 |
| Interest expense | 602,000 | 1,172,000 | 1,718,000 | 2,218,000 |
| Net interest income | 967,000 | 1,981,000 | 2,979,000 | 3,982,000 |
| Noninterest income | 232,000 | 460,000 | 701,000 | 963,000 |
| Noninterest expense | 662,000 | 1,324,000 | 1,979,000 | 2,720,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 484,000 | 1,012,000 | 1,543,000 | 2,015,000 |
| Income tax | 146,000 | 306,000 | 470,000 | 612,000 |
| Net income | 338,000 | 706,000 | 1,073,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,743,000 | 9,823,000 | 10,188,000 | 10,309,000 |
| Total capital | 10,634,000 | 10,728,000 | 11,073,000 | 11,214,000 |
| Risk-weighted assets | 71,086,000 | 72,096,000 | 70,571,000 | 72,184,000 |