Call reports 2001
FIRST CRAWFORD STATE BANK — 2001
What FIRST CRAWFORD STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 98,641,000 | 98,589,000 | 101,638,000 | 101,625,000 |
| Total loans | 65,131,000 | 67,070,000 | 67,165,000 | 68,333,000 |
| Allowance for loan losses | 997,000 | 1,022,000 | 1,035,000 | 1,044,000 |
| Securities available for sale | 23,193,000 | 21,880,000 | 20,366,000 | 17,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,190,000 | 86,388,000 | 87,579,000 | 88,296,000 |
| Interest-bearing deposits | 78,353,000 | 79,363,000 | 78,472,000 | 78,489,000 |
| Noninterest-bearing deposits | 8,837,000 | 7,025,000 | 9,107,000 | 9,807,000 |
| Equity capital | 9,875,000 | 9,439,000 | 9,985,000 | 9,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,642,000 | 5,429,000 | 7,110,000 |
| Interest expense | 865,000 | 1,672,000 | 2,452,000 | 3,158,000 |
| Net interest income | 953,000 | 1,970,000 | 2,977,000 | 3,952,000 |
| Noninterest income | 208,000 | 439,000 | 669,000 | 910,000 |
| Noninterest expense | 644,000 | 1,304,000 | 1,939,000 | 2,629,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 472,000 | 1,015,000 | 1,572,000 | 2,053,000 |
| Income tax | 147,000 | 321,000 | 500,000 | 638,000 |
| Net income | 325,000 | 694,000 | 1,072,000 | 1,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,339,000 | 8,958,000 | 9,336,000 | 9,407,000 |
| Total capital | 10,168,000 | 9,809,000 | 10,202,000 | 10,281,000 |
| Risk-weighted assets | 65,995,000 | 67,958,000 | 68,979,000 | 69,727,000 |